Gold & Bullion
What types of gold does CCC Gold Exchange buy in North York?
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We buy scrap gold, broken gold jewelry, gold bars, and recognized global bullion coins such as the Canadian Maple Leaf.
How do you determine the value of my gold?
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Every piece is evaluated using non-destructive XRF spectroscopy, so you're paid accurately for your gold's true purity, referenced against live Kitco spot pricing.
Will XRF testing damage my jewelry?
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No. XRF analysis is non-destructive — it reads the metal composition without scratching, melting, or altering your piece in any way.
Can I buy gold bars or coins from CCC Gold Exchange, not just sell?
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Yes. We buy and sell .9999 fine gold bars and recognized sovereign coins, priced against live Kitco spot rates.
Is selling my gold at CCC Gold Exchange confidential?
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Yes. Evaluations and transactions take place in our private, secure rooms in North York — never in the open.
Do I need ID to sell gold jewelry?
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A valid government-issued ID is required for all precious metals transactions, in line with standard industry and regulatory practice.
Currency Exchange
Which currencies can I exchange at CCC Gold Exchange?
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We handle major currencies including USD, EUR, and GBP, plus dedicated corporate FX for businesses in the GTA.
Are there hidden fees in your currency exchange?
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No. We pride ourselves on complete transparency. Our rates are based closely on the live XE index with a clear, upfront spread and zero hidden commissions.
How do your currency exchange rates compare to a bank?
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Banks often build wide margins on top of the interbank rate. Our direct XE-referenced pricing is designed to be significantly more transparent and competitive.
Can I exchange large volumes of currency?
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Yes. Our USD/CAD desk offers wholesale rates for large-volume transactions, popular with real estate investors, cross-border businesses, and travelers.
Do you offer currency exchange for businesses in the GTA?
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Yes, we provide dedicated corporate FX services conducted securely in our private VIP rooms.
What ID do I need to exchange currency?
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A valid government-issued ID is required, consistent with Canadian currency exchange regulations.
Gold-Backed Loans (Pawn)
How does a gold-backed loan work?
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You bring in gold — bars, coins, or scrap — as collateral. We evaluate it via XRF and advance cash against its value without selling it outright.
What can I use as collateral for a pawn loan?
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Scrap gold, broken gold pieces, gold bars, and recognized bullion coins such as the Maple Leaf are all accepted as collateral.
What are the loan terms on a gold-backed loan?
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Standard contracts run from 3 months to 1 year, and terms are fully negotiable with unlimited extension options.
Is a credit check required for a gold loan?
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No. Gold-backed loans at CCC Gold Exchange require no credit checks or income verification — your collateral secures the loan.
Is my gold safe while it's held as loan collateral?
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Yes. Pledged items are fully insured and stored in our climate-controlled, bank-grade vaults from the moment of handover.
What do I need to bring for a gold loan?
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You only need to bring your physical gold (bars, coins, or scrap gold) and a valid government-issued ID. We do not require any credit checks or income verification.
Crypto OTC Desk
What cryptocurrencies does CCC Gold Exchange trade?
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We operate an OTC desk for Tether (USDT), Bitcoin (BTC), and Ethereum (ETH).
How fast is the Crypto OTC settlement?
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Settlement is generally immediate. Once the blockchain transaction achieves the required network confirmations, cash is handed over in our private VIP rooms.
Why use an OTC desk instead of a public exchange for large crypto trades?
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Our OTC desk offers deep liquidity and institutional-grade execution, helping you avoid the price slippage common with large orders on public exchanges.
Do you exchange Tether (USDT) directly for cash?
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Yes, we exchange USDT to CAD or USD at competitive OTC rates with immediate on-chain verification.
Is crypto OTC trading private?
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Yes, all crypto transactions are conducted in our secure, private VIP rooms in North York.
How do I sell Bitcoin or Ethereum for cash in Toronto?
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Bring your holdings to our OTC desk — we manage the blockchain transfer while you receive physical fiat securely on-site.